Vehicle Image

Vehicle Description

Report # SCR02101100003

Make Toyota

Model Avalon

Year 2000

Exterior Color Gold

Interior Color Gold

Type 4-Door

License State Connecticut

License Plate # 158PKD

VIN # 98564

Last Seen

Date 7/15/2002

Street WESTFIELD AVE

City, State BRIDGEPORT, Connecticut

Zip Code 06606

Neighborhood

Owner’s Comment(s)

10/11/2002 6:03:00 PM
I HAD BEEN IN POSSESSION OF MY CAR FOR ALMOST 2 YEARS, IT WAS MY 3RD TOYOTA. I PARKED MY CAR I FRONT OF MY HOUSE THE EVENING OF JULY 14TH NOTHING UNUSUAL ABOUT THAT. AWOKE TO LEAVE FOR WORK THE CAR WAS GONE! I CALLED THE POLICE TO REPORT THE CAR STOLEN AN WAS INFORMED THAT THE CAR HAD BEEN FOUND TORCHED! MY INSURANCE COMPANY HAD ME DO SEVERAL OF THINGS, EX: OBTAIN REPORTS PROVIDE THEM WITH AUTH TO LOOK IN TO MY PERSONAL AFFAIRS WHICH I DID, I WAS ASKED OVER THE PHONE SEVERAL QUESTIONS WHICH WERE RECORDED WHICH I ANSWERED AND I WAS ALSO ASKED TO APPEAR AT THEIR HEADQUARTERS WHICH I DID. I WAS QUESTIONED UNDER OATH AS THEY REQUESTED, AND TO MY DISBELIEF MY CLAIM WAS DENIED. MY HUSBAND HAS BEEN WITH THIS INSURANCE COMPANY FOR OVER 25 YEARS AND HAS NEVER PUT IN A CLAIM. THIS CAR WAS A LEASE I PUT DOWN 4,000 DOLLARS ON THE CAR, I CALLED THE INSURANCE COMPANY AND STATED THAT I WAS BASICALLY CALLED A THIEF AND WAS APALLED. I CONTACTED AN ATTY. WHICH BASICALLY TOLD ME IF I TAKE MY INSURANCE TO COURT IT CAN AND WILL BE VERY COSTLY, I EXPLAINED TO THE ATTY. HOW CAN THE INSURANCE COMPANY DENY MY CLAIM, THE CAR WAS STOLEN FROM ME? IN MY DENIAL LETTER A STATEMENT WAS MADE THAT "ALL KEYS WERE ACCOUNTED FOR" AND FROM THEIR EXPERTS THE CAR WAS STARTED WITH A KEY?? AND DUE TO THE CARS IMMOBILIZER SYSTEM THE CAR SHOWS NO EVIDENCE OF BEING TAMPERED WITH!! DOES THIS MEAN THAT BECAUSE MY CAR HAD AN ALARM THAT IT COULDNT BE STOLEN??? I KEPT UP WITH THE MAINTENANCE OF THE CAR MY CAR ONLY HAD 19,950 MILES ON IT. WHY WOULD I GO THROUGH SO MUCH TO KEEP THE MILEAGE LOW AND THE CAR MAINTAINED TO STEAL AND TORCH IT??? I WOULD BE AT A TOTAL LOSS. THIS WAS A CRIME THAT WAS COMMITED AGAINST ME. I AM STILL PAYING FOR A CAR THAT I DONT HAVE, I HAVE 2 SMALL CHILDREN AND NOW HAVE TO BE DROPPED OFF WHEREVER I GO. THIS MAY NOT SEEM MUCH TO ANYBODY ELSE BUT TO ME, I SEVERLY DEPRESSED, FIRST TO HAVE A COMPANY THAT I MYSELF HAVE BEEN DEALING WITH FOR OVER 10 YEARS SAY TO ME "WE ARENT PAYING UNLESS YOU CAN COME UP WITH MORE EVIDENCE" WHAT KIND OF EVIDENCE COULD I COME UP WITH?? I DONT HAVE A POLICE RECORD, I HAVE ALWAYS HAD A JOB IF NOT 2, THE LAST PERSONS IN THE CAR WERE ME AND MY 3 YEAR OLD. IM A TAX PAYING CITIZEN WHO IS GETTING BURNED TWICE. I CAN EITHER FIGHT FOR WHO KNOWS HOW LONG WITH THE INSURANCE COMPANY OR CONTINUE PAYING UNTIL MY LEASE IS UP FOR A CAR I NO LONGER HAVE. THIS WOULD MAKE THE MOST SANE PERSON INSANE. I WAS ALSO TOLD TO MAKE ARRANGEMENTS TO PICK UP THE CAR!!! WHAT CAR THEIR IS NOTHING LEFT BUT A FRAME. THE WORKING CLASS MUST CONTINUE TO DEAL WITH VERY BAD PEOPLE. IS THIS FARE? NOW WHAT DO I DO? I CAN WRITE TO THE COMMISIONER, BUT THAT IS NOT GOING TO GET ME ANYWHERE. I HAVE NOONE TO FIGHT FOR ME. AS A RESULT OF THIS MY HUSBAND AND I HAVE DECIDED TO SELL OUR HOME, WHICH I NO LONGER FEEL SAFE IN. I HAVENT DONE ANYTHING TO DESERVE THIS.